Introducing Lumen: Simple, Powerful Budgeting Built for You

Lumen Budget
Sep 23
2 min read

Managing money doesn’t have to be complicated. Most budgeting apps today ask for your bank login, track every detail of your spending, and flood you with features you don’t really need. We set out to build something different — a clean, simple, and private budgeting tool designed to put you in control.

Meet Lumen, your new go-to app for stress-free money management.

Why We Built Lumen

We know budgeting can feel overwhelming. That’s why we focused on three core ideas:

Simplicity – Adding a transaction takes just a few taps.
Privacy – All your data is stored locally on your device. Nothing leaves your phone unless you choose.
Control – You can set budgets, track accounts, and see progress in real time without giving up your financial privacy.

Key Features

Budgets That Work for You

A Main Monthly Budget automatically runs from the 1st to the last day of each month.
Create custom budgets with your own names, amounts, dates, and categories.
See progress at a glance with intuitive progress bars.

Manage Your Accounts

Track multiple account types — cash, checking, savings, credit cards, and more.
Customize icons and colors for quick recognition.
Get real-time balance updates as you add transactions.

Fast, Flexible Transactions

Record income and expenses in seconds.
Assign transactions to accounts and budgets instantly.
Watch your balances and budgets update right away.

Insights at a Glance

Explore charts and trends to see where your money goes.
Switch between monthly and custom ranges for flexible analysis.

Privacy First

Unlike other budgeting apps, we never connect to your bank or upload your data. Everything is stored locally on your device, so your financial life stays yours.

Premium Made Simple

For power users, our Pro Plan unlocks advanced features like additional budgets and Accounts, all available through a secure in-app subscription.

Start Budgeting Smarter Today

We built Lumen for anyone who wants a simple, fast, and private way to take control of their money. Whether you’re saving for a big goal or just want to keep your monthly spending on track, this app is here to help.